Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
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Windy helped me purchase a home in late November, 2010. I cannot say enough good things about Windy and Larry; they both are extremely knowledgeable about HUD homes and all the legwork therein. I was very anxious through the whole process; Windy was very patient with me and answered all of my million and one questions. I would highly recommend Windy and Larry for your real estate needs!Darlene
Windy helped me and my wife purchase our new home and we are very pleased with the level of service and attention to detail that she provided. Windy is very down to earth and relates well with her clients and their needs. If you plan on purchasing a home call Windy Gamel.Eric Foster